No Closing Cost Refinance in New Jersey
| PRODUCTS | RATES | +/- |
| 30 Year Fixed |
3.00%
|
|
| 15 Year Fixed |
2.56%
|
|
| 5/1 ARM |
4.56%
|
|
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Mortgage rates for New Jersey go up to 3.00%
Wednesday, July 16, 2025
Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That increased from 2.71% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for New Jersey is now at 4.56%.
No Closing Cost Refinance Mortgage in New Jersey
A no closing cost refinance is a refi transaction in which the lender absorbs all of the initial Non-Recurring Closing Costs of the loan. This is also known as a No Points No Fees Refinance (NPNF Refi). For individuals to qualify for a No Closing Cost Refinance in New Jersey, the borrower will take a slightly higher rate than your typical No Points home mortgage, roughly .250% or .500% higher. Check out our main page on no cost refinance.
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