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Poll: Are p2p mortgage lending sites a better option than big banks?

Peer-to-peer lending is an emerging form of financing that cuts out traditional lenders and allows borrowers to find loans online through private investors. While mostly used for personal and sometimes business loans, there are peer-to-peer mortgage services available. Most peer-to-peer loans do not require borrower collateral and are not backed by government insurance. Do you think peer-to-peer mortgage companies could be a smart, albeit risky alternative to big banks? Please vote and comment below.
Results by voter:
Mortgage Professionals

Poll started 12:00AM Nov 12
Poll ended 12:00AM Nov 19

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