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Mortgage Rates 7-15-14

By Stevie Duffin Updated on 7/16/2014

Mortgage bonds are volatile this morning after mixed economic news: Empire State Manufacturing is at a four-year high and employment surged in June. Fed Chairwoman Janet Yellen's congressional testimony revealed the Fed will continue to support the U.S. economy, whose recovery is still only in the works. And early morning data showed weak retail sales for June. This mixed bag leaves mortgage rates at the mercy of ups and downs, with little net change for now. 

Yesterday: Citigroup earnings came back stronger than expected and are pushing mortgage bonds down. Rates increased as expected.

For market movers this week, look out for Wednesday's NAHB housing market index, and a packed Thursday: Philly Fed business data, housing starts and bulding permits. 

Bookmark this page for daily mortgage interest rates and market updates.

  • 30 year (FRM) rates at 4.17% (+0.03).
  • 15 year (FRM) rates at 3.30% (+0.03).
  • FHA 30 year Fixed rates at 3.75% (0.00).
  • Jumbo 30 year Fixed rates at 4.01% (+0.03).
  • 5/1 ARM rates at 3.24% (+0.01).

Displaying rates for Mortgage Refinance in CA for $200,000

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated December 16, 2017
  • A+ Rating with the Better Business Bureau

3.893%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.776%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated December 16, 2017
  • The perfect home loan is waiting for you.

4.017%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated December 16, 2017
  • Competitive interest rates

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated December 16, 2017
  • Save when you borrow from PenFed!

4.020%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated December 16, 2017
  • Quickly apply online now right from your mobile or tablet
  • See if you qualify from the comforts of home
  • We provide VA, FHA, and Conventional loans

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated December 16, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated December 16, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 16, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated December 16, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.678%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated December 16, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

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About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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