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Mortgage Rates 8-05-2013

By Sari R. Updated on 8/5/2013

Following the Employment Situation Report, mortgage rates took a turn for the better.  Besides the FHA 30 Year Fixed Rate, all rates fell by at least 0.09 percentage points.  This means that these rates have dropped signicantly below the 52 Week High.  Even though today is a relief from higher mortgage rates, we are still in a rising rate environment; therefore, higher rates should be expected by the end of this week.

Displaying rates for Mortgage Refinance in CA for $200,000

3.572%

APR
30 Year Fixed
3.375% Rate $884/mo
  • Updated October 19, 2017
  • Professional service
  • Top customer service ratings and reviews
  • Quick closing on purchase and refinance

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 19, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 19, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 19, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 19, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.125%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 19, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 19, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.304%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 19, 2017
  • A+ Rating with the Better Business Bureau

3.891%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.909%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 19, 2017
  • Online Quote with NO Personal Information Required in 10 Seconds or Less!

4.017%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 19, 2017
  • Competitive interest rates

3.816%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated October 19, 2017
  • The perfect home loan is waiting for you.

4.159%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 19, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated October 19, 2017
  • Save when you borrow from PenFed!

The 30 year fixed rate mortgage best execution rate is 4.48%, reflecting a change of -0.09. The 52-week high is 4.73%.


The 15 year fixed rate mortgage best execution rate slightly decreased to 3.68% from 3.72% yesterday. The 52-week high is 3.83%.

The FHA 30 year fixed rate mortgage best execution rate remained steady at 4.25%.

The Jumbo 30 year fixed rate mortgage best execution rate decreased, falling downwards by 0.08% to 4.49%.  The 52 Week High is 4.78%.

The 5/1 year Adjustable Rate Mortgage (ARM) best execution is 3.20% and decreased by 0.08 from yesterday.  The 52-week high of 3.37%.

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About The Author:
Sari R.
Sari R. is a mortgage editor for Lender411com. She graduated with a Bachelor's Degree in Screenwriting and Public Relations/Advertising from Chapman University. She can be reached at sarelyn@lender411com.

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