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Mortgage Rates 01-15-2018

By Joy Green Updated on 1/15/2018

With the recent tax law change, we can expect a boost to what we take home in our paychecks. A reasonable assumption would be that banks would start to pull back on the rigid underwriting standards imposed after the 2008 mortgage crisis. But according the JPMorgan Chace CEO, Jamie Diman, it is going to take a lot more than a tax cut to persuade banks to give loans to first time borrowers and those with negative/impaired credit history. Furthermore, changes at the federal level need to be made to move banks to give loans to borrowers with challenged credit files. 


Bookmark this page for mortgage rates:


• 30-year (FRM) rates at 4.15% (+0.01%)
• 15-year (FRM) rates at 3.48% (+0.02%)
• FHA 30-year Fixed rates at 3.80% (+0.05%)
• Jumbo 30-year Fixed rates at 4.30% (+0.01%)
• 5/1 ARM rates at 3.22% (+0.01%)

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About The Author:
Joy Green
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