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Mortgage Rates 10-22-13

By Steven Roberts Updated on 10/22/2013

What will interest rates do tomorrow? Mortgage rates are likely to decrease, according to mortgage pros voting on our live poll. The Employment Situation Report illustrated weaker than expected job creation, indicating economic instability for September. The hesitation to hire is the result of uncertainty influenced by the shutdown. As we’ve discussed, weak data implies the Feds will continue stimulating the MBS and Treasury Bond Markets with $85 Billion per month and this keeps interest rates low. Experts believe the bond market may be safe from tapering until after February’s debt ceiling negotiation. However, Federal action is unpredictable and we have more anticipated reports coming this week. Join us tomorrow for tomorrow for your rate update and Thursday's prediction.

Displaying rates for Mortgage Refinance in CA for $200,000

4.585%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated July 17, 2018
  • Save when you borrow from PenFed!

4.653%

APR
30 Year Fixed
4.625% Rate $1,029/mo
  • Updated July 17, 2018
  • Competitive interest rates

4.690%

APR
30 Year Fixed
4.625% Rate $1,029/mo
  • Updated July 17, 2018
  • Welcome to Flagstar’s new online mortgage experience!

4.934%

APR
30 Year Fixed
4.875% Rate $1,059/mo
  • Updated July 17, 2018
  • Direct Lender. Billions Funded.

4.668%

APR
30 Year Fixed
4.625% Rate $1,029/mo
  • Updated July 17, 2018
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

4.846%

APR
30 Year Fixed
4.750% Rate $1,044/mo
  • Updated July 17, 2018
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.924%

APR
30 Year Fixed
4.875% Rate $1,059/mo
  • Updated July 17, 2018
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.653%

APR
30 Year Fixed
4.500% Rate $1,013/mo
  • Updated July 17, 2018
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

5.087%

APR
30 Year Fixed
4.990% Rate $1,073/mo
  • Updated July 17, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

The 30-year fixed-rate mortgage (FRM) rates dropped by .14% to 4.14%. The 52-week high is 4.85%.

15-year FRM rates declined by .10% to 3.30%. The 52-week high is 3.90%.

FHA 30-year FRM rates decreased by .12% to 3.88%. The 52-week high is 4.60%.

Non-conforming conventional rates moved lower by .09% to 4.20%. The 52-week high is 4.79%.

Adjustable-rate mortgage 5/1 year (ARM) declined by .02% to 3.15%. The 52-week high is 3.37%.

About The Author:
Steven Roberts
Steven Roberts is an editor for Lender411. He specializes in mortgage and finance. Steven graduated from Cal State Long Beach. Contact him at Steven@Lender411com.

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