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Mortgage Rates 12-31-13

By Steven Roberts Updated on 12/31/2013

What will mortgage rates do tomorrow? Coming into the New Year tomorrow, mortgage rates will remain at today’s best execution levels as stock and bond markets are closed. Today’s Consumer Confidence Report provided positive data, driving MBS prices lower, giving up yesterday’s improvements. However, investors are not very responsive to data between Christmas and the New Year. In addition, the 10-Year Treasury bond is up by 1.14%, which can be a good indicator of stability for mortgage-backed securities. Expect volatility when we return from the holidays and be wary of positive economic data, as it will fuel the fire for an increase in tapering. The Fed remains heavily data dependent to support any changes in the $10 billion taper of bond purchases. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 19, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 19, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 19, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 19, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.125%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 19, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 19, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.304%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 19, 2017
  • A+ Rating with the Better Business Bureau

3.801%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The perfect home loan is waiting for you.

3.891%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.909%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 19, 2017
  • Online Quote with NO Personal Information Required in 10 Seconds or Less!

4.159%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 19, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated October 19, 2017
  • Save when you borrow from PenFed!

30-year (FRM) rates decreased by .03% to 4.62%. The 52-week high is 4.85%.

15-year (FRM) rates fell by .02% to 3.64. The 52-week high is 3.90%.

FHA 30-Year Fixed rates stabilized at 4.25%. The 52-week high is 4.60%.

Jumbo 30 Year Fixed rates declined by .03% to 4.55%. The 52-week high is 4.79%.

5/1 Year (ARM) rates dropped by .01% to 3.24%. The 52-week high is 3.37%.

About The Author:
Steven Roberts
Steven Roberts is an editor for Lender411. He specializes in mortgage and finance. Steven graduated from Cal State Long Beach. Contact him at Steven@Lender411com.

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