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Mortgage Rates 6-12-15

By Carolina Palmer Updated on 6/12/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll. US rates have been following the path of EU rates today, which ultimately pushed them lower. However rates are still at their highest levels of the year. Home loan applications are on the rise as reported by the Mortgage Bankers Association. This indicates that the spring buying season is picking up, even as rates are increasing. Next week we have the Fed press conference, which will be a big market mover. Expect rates to stay the same ahead of the Fed meeting.

Thursday: The bond market is rallying and 30-year rates have hit their highest level of the year at 4.18%. Since bond yields increased earlier this week, it follows that mortgage rates are tracing their path.

Domestic data came in overwhelming positive. Retail sales gained 1.2% in May vs the expected 1.3% gain. After only increasing 0.2% in April, this is great news. Weekly jobless claims were right on target at 279,000 vs the expected 275,000. The 30-year bond auction this afternoon is a potential market mover. The never-ending increase in mortgage rates this week makes it clear that the Fed's June meeting will not entail hiking rates any further.

Bookmark this page for daily mortgage updates:

  • 30 year (FRM) rates at 4.11% (-0.07).
  • 15 year (FRM) rates at 3.32% (-0.06).
  • FHA 30 year Fixed rates at 3.75% (0.00).
  • Jumbo 30 year Fixed rates at 3.94% (-0.05).
  • 5/1 ARM rates at 3.04% (-0.01).

Displaying rates for Mortgage Refinance in CA for $200,000

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 22, 2017
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4.117%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated August 22, 2017
  • Buying A House? Get Pre-Approved NMLS#1057
  • Enjoy a convenient loan process.
  • Low rates. Low Fees. Apply Now.

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated August 22, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

3.808%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated August 22, 2017
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and an estimate of fees
  • $1,000 Best Rate Guarantee

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated August 22, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 22, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.664%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated August 22, 2017
  • A smarter way to refinance with low rates & convenience of digital mortgage.

3.803%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 22, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

3.875%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.912%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 22, 2017
  • Competitive interest rates

3.796%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 22, 2017
  • The perfect home loan is waiting for you.

3.655%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated August 22, 2017
  • GUARANTEED LOWER RATES AND CLOSING COSTS

4.132%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 22, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 22, 2017
  • Save when you borrow from PenFed!

4.245%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated August 22, 2017
  • A+ Rating with the Better Business Bureau

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About The Author:
Carolina Palmer
Carolina Palmer is the Senior Editor at Lender411. She graduated from Concordia University Irvine with a Bachelor's Degree in Communication Studies and Marketing. She has multiple years of experience in marketing and writing, and has previously worked with 3D Systems and Microsoft.

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