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Mortgage Rates 7-07-15

By Lisa Robison Updated on 7/7/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates continued to drop today, hitting the lowest point in two weeks.  This is due to the higher demand for mortgage backed securities and US Treasuries.  The situation in Greece is uncertain, and this has spurred an increase in safe-haven assets, such as bonds.  This impact has been a steady decrease in mortgage rates across the board.  Rates have not been this low since June 19th.  Europe has historically had a large impact on the global markets, and will continue to do so as the long term effects are realized of the turmoil in Greece.  This is overall a volatile time for markets, with the rates changing several times a day.

In light of the uncertainty in Europe, most lenders are currently quoting 4.125% for a 30 year conventional mortgage, while some more aggressive lenders will quote at 4.0%.  The Fed is still set to increase rates later on in the year,  There is some debate over whether or not  the Federal rate increase will signal an ongoing trend, and some advisors suggest that those on the fence should consider locking now.   

  • 30 year (FRM) rates at 4.09 (-0.04%).
  • 15 year (FRM) rates at 3.25% (-0.03%).
  • FHA 30 year Fixed rates at 3.75% (0.00$).
  • Jumbo 30 year Fixed rates at 3.89% (-0.03%).
  • 5/1 ARM rates at 3.10% (-0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

4.918%

APR
30 Year Fixed
4.875% Rate $1,059/mo
  • Updated December 15, 2018
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4.777%

APR
30 Year Fixed
4.625% Rate $1,028/mo
  • Updated December 15, 2018
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5.250%

APR
30 Year Fixed
5.250% Rate $1,105/mo
  • Updated December 15, 2018
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5.041%

APR
30 Year Fixed
4.990% Rate $1,073/mo
  • Updated December 15, 2018
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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