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Mortgage Rates 7-10-15

By Lisa Robison Updated on 7/10/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates jumped up today, but are still in the lower-than they have been over the last several weeks.  Most lenders are offering 30 year fixed rates between 4.0% and 4.125%, and there seems to be some variation across the board, due to the array of product offerings from lender to lender.   The rate jump is a reminder that rates can and do change unpredictably, which seems to be the common theme.  The last two days of rate dropping have been negated by today's spike.  This is a good reminder for us not to get too caught up in trends.  The Chinese stock market crash and issues with Greece have been major factors, and there is not enough evidence to predict what rates will do going forward.   

Rates are still lower than they have been since 2013, thanks to European Quantitative Easing.  These small spikes may be isolated, but could also signal a bigger, more widespread correction.  Locking may be a good idea, due to the fears that this is the case.  


  • 30 year (FRM) rates at 4.09 (+0.05%).
  • 15 year (FRM) rates at 3.26% (+0.03%).
  • FHA 30 year Fixed rates at 3.75% (0.00%).
  • Jumbo 30 year Fixed rates at 3.87% (-0.03%).
  • 5/1 ARM rates at 3.11% (+0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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