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Mortgage Rates 7-10-15

By Lisa Robison Updated on 7/10/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates jumped up today, but are still in the lower-than they have been over the last several weeks.  Most lenders are offering 30 year fixed rates between 4.0% and 4.125%, and there seems to be some variation across the board, due to the array of product offerings from lender to lender.   The rate jump is a reminder that rates can and do change unpredictably, which seems to be the common theme.  The last two days of rate dropping have been negated by today's spike.  This is a good reminder for us not to get too caught up in trends.  The Chinese stock market crash and issues with Greece have been major factors, and there is not enough evidence to predict what rates will do going forward.   

Rates are still lower than they have been since 2013, thanks to European Quantitative Easing.  These small spikes may be isolated, but could also signal a bigger, more widespread correction.  Locking may be a good idea, due to the fears that this is the case.  

 

  • 30 year (FRM) rates at 4.09 (+0.05%).
  • 15 year (FRM) rates at 3.26% (+0.03%).
  • FHA 30 year Fixed rates at 3.75% (0.00%).
  • Jumbo 30 year Fixed rates at 3.87% (-0.03%).
  • 5/1 ARM rates at 3.11% (+0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 17, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

3.524%

APR
30 Year Fixed
3.375% Rate $884/mo
  • Updated October 17, 2017
  • Professional service
  • Top customer service ratings and reviews
  • Quick closing on purchase and refinance

3.552%

APR
30 Year Fixed
3.375% Rate $884/mo
  • Updated October 17, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated October 17, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 17, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 17, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.925%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 17, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.250%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 17, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

3.700%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated October 17, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 17, 2017
  • A+ Rating with the Better Business Bureau

3.887%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.802%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated October 17, 2017
  • The perfect home loan is waiting for you.

4.000%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 17, 2017
  • Competitive interest rates

3.784%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The best mortgage engine online live 24/7

4.158%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 17, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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