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Mortgage Rates 7-20-15

By Lisa Robison Updated on 7/20/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates have continuing to drop, and are expected to shift around within a narrow range.  We expect to see this type of movement due to light liquidity.  Liquidity is the availability of sellers and buyers interested in obtaining a loan at the preferred pricing.  Mortgage Backed Securities and Treasuries have been getting better since about 9:45am.  

Trading has been lighter than usual due to the summertime travel bug.  June fridays have historically been the busiest times for travel, which means that there are fewer players in the game.  This accounts for the volatility, since fewer dollars are controlling the markets.  

Check back Wednesday for ADP National Employment, ISM Manufacturing PMI, and construction spending; Thursday for non-farm payrolls, private payrolls, June's unemployment rate, initial jobless claims, and ISM-New York index.

 

Bookmark this page for daily mortgage updates:

  • 30 year (FRM) rates at 4.07% (-0.01).
  • 15 year (FRM) rates at 3.25% (-0.01).
  • FHA 30 year Fixed rates at 3.75% (-0.00).
  • Jumbo 30 year Fixed rates at 3.84% (-0.01).
  • 5/1 ARM rates at 3.07% (-0.01).

Displaying rates for Mortgage Refinance in CA for $200,000

3.684%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated August 18, 2017
  • A smarter way to refinance with low rates & convenience of digital mortgage.

3.803%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 18, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

3.875%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.893%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Point-Click-Save...Zero Lender Fees... Nothing out of Pocket...A+ Rating-BBB

3.769%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The best mortgage engine online live 24/7

4.133%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 18, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 18, 2017
  • Save when you borrow from PenFed!

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 18, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

4.222%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated August 18, 2017
  • Buying A House? Get Pre-Approved NMLS#1057
  • Enjoy a convenient loan process.
  • Low rates. Low Fees. Apply Now.

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated August 18, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

3.894%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated August 18, 2017
  • $1,000 Best Rate Guarantee
  • Get online rates, payments and an estimate of fees
  • Skip the salesman. Keep the commission!

4.343%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated August 18, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 18, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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