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Mortgage Rates 7-23-15

By Lisa Robison Updated on 7/23/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates have moved down slightly again,  Today is a day to be watching the stock market.  The release of earnings reports and corporate debt could put pressure on the bond market. The phenomenon of the "stock lever" has been seen in concept and in reality since 1980.  It refers to the relationship between stocks and bonds having an up/down affect on eachother.  And while this pattern can tend to break down at times, most of the time, they have this see-saw effect, with one rising and the other falling.  We see the most movement in the "stock lever" during an earmings week, particularly when economic data is limited.  This week has been a good one for earnings.  

In the stock market, The Treasuries and the S&P are holding close together, even moreso than the typical Treasuries and German Bunds correlation.  We are still on the lookout for any large corporate debt issuance, as this could complicate things, such as the release of Intel's 6 billion dollar debt yesterday, which shifted the focus of investors to buy stocks instead of Treasuries.  

 

Bookmark this page for daily mortgage updates:

  • 30 year (FRM) rates at 4.04% (-0.02).
  • 15 year (FRM) rates at 3.23% (-0.01).
  • FHA 30 year Fixed rates at 3.75% (-0.00).
  • Jumbo 30 year Fixed rates at 3.80% (-0.03).
  • 5/1 ARM rates at 3.03% (-0.02).

Displaying rates for Mortgage Refinance in CA for $200,000

3.924%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 23, 2017
  • A smarter way to refinance with low rates & convenience of digital mortgage.

4.325%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • A+ Rating with the Better Business Bureau

3.906%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

4.037%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 23, 2017
  • Competitive interest rates

4.255%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.957%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 23, 2017
  • Save when you borrow from PenFed!

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 23, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 23, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 23, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.250%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

4.273%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated October 23, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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