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Mortgage Rates 7-27-15

By Lisa Robison Updated on 7/27/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates have dropped slightly, with the exception of the 5/1 ARM, which has crawled up slightly. The amount of home sales is just short of hitting numbers seen before the recession, however one segment of the population is holding off on buying.  This is the Foreign investors.  This segment of buyers has dropped by 19 percent., according to the National Association of Realtors.  Interest rates are half a percent lower than they were this time last year, but even so, these figures on foreign buyers still exist.  The NAR mentions that this is the result of the american currency strength.  

A study conducted by CoreLogic shows that the United States dollar has appreciated when compared to most currencies, such as the Euro, Canadian dollar, UK Pound, and the Chinest Yuan.  The increase has been significant cince January 2014.  According to Econimist Frank Nothaft, most recent foreign buyers have originated out of Canada, composing roughly 65 percent of the buyers.  The dollar value will continue to fluctuate, and information coming out of China and Greece will be a factor in global currency levels as well. 


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  • 30 year (FRM) rates at 4.02% (-0.01).
  • 15 year (FRM) rates at 3.21% (-0.01).
  • FHA 30 year Fixed rates at 3.75% (-0.00).
  • Jumbo 30 year Fixed rates at 3.79% (-0.01).
  • 5/1 ARM rates at 3.04% (-0.02).

Displaying rates for Mortgage Refinance in CA for $200,000


30 Year Fixed
4.250% Rate $984/mo
  • Updated December 15, 2017
  • A+ Rating with the Better Business Bureau


30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.


30 Year Fixed
3.750% Rate $927/mo
  • Updated December 15, 2017
  • Save when you borrow from PenFed!


30 Year Fixed
4.375% Rate $999/mo
  • Updated December 15, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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30 Year Fixed
4.000% Rate $955/mo
  • Updated December 15, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.


30 Year Fixed
3.875% Rate $940/mo
  • Updated December 15, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!


30 Year Fixed
4.125% Rate $970/mo
  • Updated December 15, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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30 Year Fixed
3.500% Rate $898/mo
  • Updated December 15, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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