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Mortgage Rates 7-31-15

By Lisa Robison Updated on 7/31/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates have stayed relatively the same today.  The bond market has been less volatile than in recent weeks, and with no complaints.  Jobless claims data released yesterday indicated a 2.3% job growth and weak oil earnings caused an increase in Mortgage Backed Securities prices.  Some important news in the mortgage industry is the CFPB has released a spanish version of the "Your Home Loan Toolkit", which is designed to provide borrowers with disclosures and information related to "TRID".  The TRID rule be implemented on October 3rd.  Lenders must provide borrowers with this information no later than three days after they complete an application.  

Commentary yesterday spoke about the drop in commodity prices.  It is thought that in light of this, the economy will suffer, but there is also the possibility of a positive inpact on developed market economies. We are awaiting the release of Chicago PMI and Michigan Consumer Sentiment numbers.   

Bookmark this page for daily mortgage updates:

  • 30 year (FRM) rates at 4.03% (+0.00%).
  • 15 year (FRM) rates at 3.23% (+0.01%).
  • FHA 30 year Fixed rates at 3.75% (0.00%).
  • Jumbo 30 year Fixed rates at 3.80% (0.00%).
  • 5/1 ARM rates at 3.04% (+0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated December 17, 2017
  • A+ Rating with the Better Business Bureau

3.957%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 17, 2017
  • PenFed Credit Union lends in all 50 States
  • We provide some of the lowest rates and fees available.
  • Go ahead, put us to the test!

4.020%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated December 17, 2017
  • Quickly apply online now right from your mobile or tablet
  • See if you qualify from the comforts of home
  • We provide VA, FHA, and Conventional loans

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated December 17, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated December 17, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 17, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated December 17, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.678%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated December 17, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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