Forgotten Your Password?

Need to Register?

Mortgage Rates 7-31-15

By Lisa Robison Updated on 7/31/2015

What will mortgage interest rates do tomorrow? Mortgage professionals are voting in our daily poll.

Mortgage rates have stayed relatively the same today.  The bond market has been less volatile than in recent weeks, and with no complaints.  Jobless claims data released yesterday indicated a 2.3% job growth and weak oil earnings caused an increase in Mortgage Backed Securities prices.  Some important news in the mortgage industry is the CFPB has released a spanish version of the "Your Home Loan Toolkit", which is designed to provide borrowers with disclosures and information related to "TRID".  The TRID rule be implemented on October 3rd.  Lenders must provide borrowers with this information no later than three days after they complete an application.  

Commentary yesterday spoke about the drop in commodity prices.  It is thought that in light of this, the economy will suffer, but there is also the possibility of a positive inpact on developed market economies. We are awaiting the release of Chicago PMI and Michigan Consumer Sentiment numbers.   

Bookmark this page for daily mortgage updates:

  • 30 year (FRM) rates at 4.03% (+0.00%).
  • 15 year (FRM) rates at 3.23% (+0.01%).
  • FHA 30 year Fixed rates at 3.75% (0.00%).
  • Jumbo 30 year Fixed rates at 3.80% (0.00%).
  • 5/1 ARM rates at 3.04% (+0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

4.000%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 23, 2019
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

4.170%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 23, 2019
  • HighTechLending is Here To Help

3.721%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated October 23, 2019
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

3.538%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated October 23, 2019
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr

4.050%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated October 23, 2019
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

Related Searches:
About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

Didn't find the answer you wanted? Ask one of your own.

Get an answer

Related Articles

Subscribe to our news feed.