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Mortgage Rates 7-31-2013

By Gretchen Wegrich Updated on 7/31/2013

Are mortgage rates going to go up or down tomorrow? The answer is foreshadowed by today's practically nonexistant rate changes, which serve as a warning that rates may shift suddenly following GDP, ADP Employment data and a Fed announcement this week. Experts predict rates could soar back up to the highs reached July 5, or may even fall back down into the low 4s. In general, rates are expected to rise throughout the later half of 2013.

Displaying rates for Mortgage Refinance in CA for $200,000

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 21, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 21, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 21, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.250%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 21, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

4.273%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated October 21, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.924%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 21, 2017
  • A smarter way to refinance with low rates & convenience of digital mortgage.

4.325%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 21, 2017
  • A+ Rating with the Better Business Bureau

4.002%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated October 21, 2017
  • Online Quote with NO Personal Information Required in 10 Seconds or Less!

The 30 year fixed rate mortgage best execution rate is 4.48%, an increase of 0.01% from Friday. Today's rates shifted towards the 52-week high of 4.73%.

The 15 year fixed rate mortgage best execution rate is 3.67%, an increase of 0.01% over yesterday. The 52-week high is 3.83%.

The FHA 30 year fixed rate mortgage best execution rate held steady at 4.25%.

The Jumbo 30 year fixed rate mortgage best execution rate remained unchanged at 4.53%.

The 5/1 year Adjustable Rate Mortgage (ARM) best execution rate fell to 3.25%, shifting farther from the 52-week high of 3.37%.

About The Author:
Gretchen Wegrich
Gretchen Wegrich is an editor at Lender411. She specializes in mortgage basics, personal finance and green living. She graduated with a bachelor's degree in writing from University of California, San Diego and previously worked at the Santa Cruz Sentinel. Contact her at gretchen@lender411com.

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