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Mortgage Rates 8-06-15

By Lisa Robison Updated on 8/6/2015

Check back tomorrow to see what mortgage rates will do.. Mortgage professionals are voting in our daily poll.

Mortgage rates have continued to climb today. News coming from the Mortgage Credit Access Index (MCAI) indicates that credit availability is on a continual rise since last July.  Factors that comprise the MCAI include credit score, loan to value, loan type, among others.  The index has gone up every month since October, 2014 except for a slight setback in June 2015.  Higher balance loan programs has driven an increase on avaialbility of credit in July.  There is an increase in lenders adjusting thier cash-out refinance requirements to accomodate for high borrower demand for equity financing.  Along with the requirements is the increase of low-down payment loans products.  Factors that will predict a rate hike in September continue to focus on wage inflation and personal consumption expenditure.  

 

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  • 30 year (FRM) rates at 4.03% (+0.03%).
  • 15 year (FRM) rates at 3.25% (+0.02%).
  • FHA 30 year Fixed rates at 3.75% (+0.00%).
  • Jumbo 30 year Fixed rates at 3.81% (+0.04%).
  • 5/1 ARM rates at 3.05% (+0.05%).

Displaying rates for Mortgage Refinance in CA for $200,000

4.677%

APR
30 Year Fixed
4.625% Rate $1,029/mo
  • We specialize in a wide variety of loan programs to fit your exact needs.

5.164%

APR
30 Year Fixed
5.125% Rate $1,089/mo
  • Updated November 15, 2018
  • Welcome to Flagstar’s new online mortgage experience!

4.879%

APR
30 Year Fixed
4.875% Rate $1,059/mo
  • Updated November 15, 2018
  • Excellent Service, Great Rates and Convenience

5.028%

APR
30 Year Fixed
4.990% Rate $1,072/mo
  • Updated November 15, 2018
  • Close fast with very low rates! Our overhead is low and we pass the savings on to you!
  • No scripts or call menus, call us and reach a licensed loan officer for expert assistance!
  • A+ BBB Rating and fantastic customer reviews!

5.301%

APR
30 Year Fixed
5.250% Rate $1,105/mo
  • Updated November 15, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

5.375%

APR
30 Year Fixed
5.375% Rate $1,120/mo
  • Updated November 15, 2018
  • Refinance Your Home With Little to No Equity
  • 100% Online Lender - Fast and Easy Process
  • Learn about the loanDepot Lifetime Guarantee

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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