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Mortgage Rates 8-06-15

By Lisa Robison Updated on 8/6/2015

Check back tomorrow to see what mortgage rates will do.. Mortgage professionals are voting in our daily poll.

Mortgage rates have continued to climb today. News coming from the Mortgage Credit Access Index (MCAI) indicates that credit availability is on a continual rise since last July.  Factors that comprise the MCAI include credit score, loan to value, loan type, among others.  The index has gone up every month since October, 2014 except for a slight setback in June 2015.  Higher balance loan programs has driven an increase on avaialbility of credit in July.  There is an increase in lenders adjusting thier cash-out refinance requirements to accomodate for high borrower demand for equity financing.  Along with the requirements is the increase of low-down payment loans products.  Factors that will predict a rate hike in September continue to focus on wage inflation and personal consumption expenditure.  

 

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  • 30 year (FRM) rates at 4.03% (+0.03%).
  • 15 year (FRM) rates at 3.25% (+0.02%).
  • FHA 30 year Fixed rates at 3.75% (+0.00%).
  • Jumbo 30 year Fixed rates at 3.81% (+0.04%).
  • 5/1 ARM rates at 3.05% (+0.05%).

Displaying rates for Mortgage Refinance in CA for $200,000

2.960%

APR
30 Year Fixed
2.940% Rate $837/mo
  • Updated April 12, 2021
  • We are client-first by being employee-first

3.050%

APR
30 Year Fixed
2.999% Rate $844/mo
  • Updated April 12, 2021
  • A Better Type of Home Lending

3.387%

APR
30 Year Fixed
3.375% Rate $885/mo
  • Updated April 12, 2021
  • Instant Mortgage Rate Quote 30 Seconds could save you thousands!

3.176%

APR
30 Year Fixed
3.125% Rate $857/mo
  • Updated April 12, 2021
  • Direct Lender. Billions Funded.

3.303%

APR
30 Year Fixed
3.250% Rate $871/mo
  • Updated April 12, 2021
  • HighTechLending is Here To Help

3.318%

APR
30 Year Fixed
3.250% Rate $871/mo
  • Updated April 12, 2021
  • How Low Will Your Payment Be?

3.376%

APR
30 Year Fixed
3.375% Rate $885/mo
  • Updated April 12, 2021
  • Online Quote with NO Personal Information Required in 10 Seconds or Less!

3.000%

APR
30 Year Fixed
3.000% Rate $844/mo
  • Updated April 12, 2021
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

3.110%

APR
30 Year Fixed
2.999% Rate $844/mo
  • Updated April 12, 2021
  • Mortgages for everything that matters

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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