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Mortgage Rates 8-07-15

By Lisa Robison Updated on 8/11/2015

What will mortgage rates do today?  Mortgage professionals are voting in our daily poll.

Mortgage reports indicate that new home construction is on the rise, and is at the highest levels since 2008. Recent polls indicate that nearly a third of Americans consider this to be a good time to purchase a home, compared to 20 percent last year. About 29 percent of buyers were also likely to purchase this year, compared to 21 percent last year. The Index also discovered that 2 in 5 consumers feel that there is a lack of affordable inventory, and 44 percent are not familiar with special home affordability programs. 45% of buyers sought out information on home financing through meetings with real estate agents and lenders, whereas 56% of Millennials said they obtained information from bank websites, with 22% of those finding information though social media. This shows that the demand is there, and homebuilders should are stepping up thier game to accomodate the need for affordable new construction.  

Bookmark this page for daily mortgage updates:

  • 30 year (FRM) rates at 4.00% (-0.03%).
  • 15 year (FRM) rates at 3.24% (-0.01%).
  • FHA 30 year Fixed rates at 3.75% (+0.00%).
  • Jumbo 30 year Fixed rates at 3.79% (-0.02%).
  • 5/1 ARM rates at 3.05% (-0.03%).

Displaying rates for Mortgage Refinance in CA for $200,000


30 Year Fixed
4.750% Rate $1,044/mo
  • Updated May 20, 2018
  • Welcome to Flagstar’s new online mortgage experience!


30 Year Fixed
4.625% Rate $1,029/mo
  • Updated May 20, 2018
  • Save when you borrow from PenFed!


30 Year Fixed
5.000% Rate $1,074/mo
  • Updated May 20, 2018
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.


30 Year Fixed
4.125% Rate $969/mo
  • Updated May 20, 2018
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!


30 Year Fixed
5.125% Rate $1,089/mo
  • Updated May 20, 2018
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.


30 Year Fixed
5.250% Rate $1,105/mo
  • Updated May 20, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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