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Mortgage Rates 8-21-15

By Lisa Robison Updated on 8/21/2015

What will rates do next? Mortgage professionals are voting in our daily poll.

Global risk-aversion has dragged yields even lower today. They are now at the lowest rates in 3 months.  Having said that, bonds are not looking like they want to improve without a major panic in the global outlook.  Treasuries and Mortgage Backed Securities had a decent rally. The stock markets are nearing a "Death Cross" which, in the stock world, refers to a 50-day movement average falls below a 200-day average, which usually precipitates more movement.  What all this means is that bonds are gearing up to do some long-awaited selling.  For the past several weeks, we have seen this bouncing back and forth between improvement and worsening in the rates, and this trend is looking to continue in the short term.  As far as buyers on the fence, this may be a good time to lock, and in the instance that a shift occurs down the line, there's always the refinance option.     

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  • 30 year (FRM) rates at 3.94% (-0.02%).
  • 15 year (FRM) rates at 3.20% (-0.01%).
  • FHA 30 year Fixed rates at 3.60% (-0.05%).
  • Jumbo 30 year Fixed rates at 3.73% (-0.02%).
  • 5/1 ARM rates at 2.96% (-0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

4.000%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated September 22, 2019
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

3.894%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated September 22, 2019
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

3.538%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated September 22, 2019
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr

4.051%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated September 22, 2019
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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