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Mortgage Rates 8-21-15

By Lisa Robison Updated on 8/21/2015

What will rates do next? Mortgage professionals are voting in our daily poll.

Global risk-aversion has dragged yields even lower today. They are now at the lowest rates in 3 months.  Having said that, bonds are not looking like they want to improve without a major panic in the global outlook.  Treasuries and Mortgage Backed Securities had a decent rally. The stock markets are nearing a "Death Cross" which, in the stock world, refers to a 50-day movement average falls below a 200-day average, which usually precipitates more movement.  What all this means is that bonds are gearing up to do some long-awaited selling.  For the past several weeks, we have seen this bouncing back and forth between improvement and worsening in the rates, and this trend is looking to continue in the short term.  As far as buyers on the fence, this may be a good time to lock, and in the instance that a shift occurs down the line, there's always the refinance option.     

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  • 30 year (FRM) rates at 3.94% (-0.02%).
  • 15 year (FRM) rates at 3.20% (-0.01%).
  • FHA 30 year Fixed rates at 3.60% (-0.05%).
  • Jumbo 30 year Fixed rates at 3.73% (-0.02%).
  • 5/1 ARM rates at 2.96% (-0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

4.101%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated May 27, 2019
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

4.675%

APR
30 Year Fixed
4.625% Rate $1,029/mo
  • Updated May 27, 2019
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.500%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated May 27, 2019
  • Save Time, Save Money.
  • Secure and 100% Paperless.
  • In just minutes, we’ll be able to tell you how much you can save in time and money on your loan.

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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