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Mortgage Rates 8-21-15

By Lisa Robison Updated on 8/21/2015

What will rates do next? Mortgage professionals are voting in our daily poll.

Global risk-aversion has dragged yields even lower today. They are now at the lowest rates in 3 months.  Having said that, bonds are not looking like they want to improve without a major panic in the global outlook.  Treasuries and Mortgage Backed Securities had a decent rally. The stock markets are nearing a "Death Cross" which, in the stock world, refers to a 50-day movement average falls below a 200-day average, which usually precipitates more movement.  What all this means is that bonds are gearing up to do some long-awaited selling.  For the past several weeks, we have seen this bouncing back and forth between improvement and worsening in the rates, and this trend is looking to continue in the short term.  As far as buyers on the fence, this may be a good time to lock, and in the instance that a shift occurs down the line, there's always the refinance option.     

Bookmark this page for daily mortgage updates:

  • 30 year (FRM) rates at 3.94% (-0.02%).
  • 15 year (FRM) rates at 3.20% (-0.01%).
  • FHA 30 year Fixed rates at 3.60% (-0.05%).
  • Jumbo 30 year Fixed rates at 3.73% (-0.02%).
  • 5/1 ARM rates at 2.96% (-0.01%).

Displaying rates for Mortgage Refinance in CA for $200,000

4.325%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • A+ Rating with the Better Business Bureau

3.905%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.819%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The perfect home loan is waiting for you.

4.254%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.957%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 23, 2017
  • Save when you borrow from PenFed!

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 23, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 23, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 23, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.273%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated October 23, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.250%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 23, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

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About The Author:
Lisa Robison
My name is Lisa Robison. I am an Associate Editor on Lender411com and lenderhomepagecom. I'd be happy to answer any question you have about our products and services.

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