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Mortgage Rates 1-14-14

By Stevie Duffin Updated on 1/14/2014

What will mortgage interest rates do tomorrow? The mortgage market should resist change to interest rates, according to mortgage professionals voting on our daily poll.

Big questions this week surround the fate of bond prices and Fed tapering after Friday's disappointing jobs report. So far, FOMC members feel one weak jobs report will mean very little. Tapering will not likely be put on hold unless the coming weeks reveal extremely poor data that makes the $10billion in bond purchasing less certain. However, after two days of rallying, mortgage bonds prices are stalling and mortgage interest rates continue to drop.

The Fed will keep a close eye on upcoming data to support further changes in monetary policy. Two weeks of holidays brought momentary stability in the market place, but expect fluctuation and a steady climb in interest rates as we near the January 29 FOMC meeting. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000

3.916%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 22, 2017
  • Competitive rates and fees: No fancy branches = savings passed on to you!
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  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

4.117%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated August 22, 2017
  • Buying A House? Get Pre-Approved NMLS#1057
  • Enjoy a convenient loan process.
  • Low rates. Low Fees. Apply Now.

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated August 22, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

3.808%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated August 22, 2017
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and an estimate of fees
  • $1,000 Best Rate Guarantee

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated August 22, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 22, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.664%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated August 22, 2017
  • A smarter way to refinance with low rates & convenience of digital mortgage.

3.803%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 22, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

3.875%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.912%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 22, 2017
  • Competitive interest rates

3.796%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 22, 2017
  • The perfect home loan is waiting for you.

4.132%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 22, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 22, 2017
  • Save when you borrow from PenFed!

4.245%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated August 22, 2017
  • A+ Rating with the Better Business Bureau

30-year (FRM) rates dropped by 0.05 to 4.47%. The 52-week high is 4.85%.

15-year (FRM) rates dropped by 0.03 to 3.50%. The 52-week high is 3.90%.

FHA 30-Year Fixed rates held at 4.25%. The 52-week high is 4.60%.

Jumbo 30 Year Fixed rates dropped by 0.05 to 4.35%. The 52-week high is 4.79%.

5/1 Year (ARM) rates dropped by 0.03 to 3.24%. The 52-week high is 3.37%.

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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