Forgotten Your Password?

Need to Register?

Mortgage Rates 1-15-14

By Stevie Duffin Updated on 1/15/2014

What will mortgage interest rates do tomorrow? Rates should go up, according to mortgage professionals voting on our daily poll.

After several days of steadily falling rates, today shows increases in interest for 30 year fixed, jumbo 30 year and 5/1 ARM mortgages. Big questions this week surround the fate of bond prices and Fed tapering after Friday's disappointing jobs report. So far, FOMC members feel one weak jobs report will mean very little. Tapering will not likely be put on hold unless the coming weeks reveal extremely poor data that makes the $10 billion in bond purchasing less certain. 

Last week showed an 11.9% increase in mortgage applications, a relative comeback after a 12-year low during the previous holiday week. Refinance applications fell 1% to 62% of all mortgage applications in the same week - the lowest since September. 

The Fed will keep a close eye on upcoming data to support further changes in monetary policy. Two weeks of holidays brought momentary stability in the market place, but expect fluctuation and a steady climb in interest rates as we near the January 29 FOMC meeting. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000

3.803%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 17, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

3.878%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.904%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated August 17, 2017
  • Point-Click-Save...Zero Lender Fees... Nothing out of Pocket...A+ Rating-BBB

3.785%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The best mortgage engine online live 24/7

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 17, 2017
  • Save when you borrow from PenFed!

4.304%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated August 17, 2017
  • A+ Rating with the Better Business Bureau

4.222%

APR
30 Year Fixed
4.125% Rate $969/mo
  • Updated August 17, 2017
  • Buying A House? Get Pre-Approved NMLS#1057
  • Enjoy a convenient loan process.
  • Low rates. Low Fees. Apply Now.

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated August 17, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 17, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

30-year (FRM) rates rose by 0.03 to 4.5%. The 52-week high is 4.85%.

15-year (FRM) rates held at 3.50%. The 52-week high is 3.90%.

FHA 30-Year Fixed rates held at 4.25%. The 52-week high is 4.60%.

Jumbo 30 Year Fixed rates rose by 0.03 to 4.38%. The 52-week high is 4.79%.

5/1 Year (ARM) rates rose by 0.01 to 3.25%. The 52-week high is 3.37%.

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

Didn't find the answer you wanted? Ask one of your own.

Get an answer

Related Articles

Subscribe to our news feed.