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Mortgage Rates 1-21-14

By Stevie Duffin Updated on 1/21/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

The beginning of this month showed an 11.9% increase in mortgage applications, a relative comeback after a 12-year low during the New Year holiday week. Refinance applications fell 1% to 62% of all mortgage applications in the same week - the lowest since September. 

Data last week showed continued moderate growth in the retail sector, which accounts for about 70% of economic activity. Investors will keep their eye on this progress to monitor economic vitality.

The Fed will keep a close eye on upcoming data to support further changes in monetary policy. Two weeks of holidays brought momentary stability in the market place, but expect fluctuation and a steady climb in interest rates as we near the January 29 FOMC meeting. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000


30 Year Fixed
3.125% Rate $857/mo
  • Updated May 31, 2020
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7


30 Year Fixed
2.875% Rate $830/mo
  • Updated May 31, 2020
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

30-year (FRM) rates at 4.39% (-0.03). 

15-year (FRM) rates at 3.45% (-0.02). 

FHA 30-Year Fixed rates held at 4.25%. 

Jumbo 30 Year Fixed rates at 4.66%.

5/1 Year (ARM) rates at 3.54% (-0.15). 

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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