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Mortgage Rates 1-21-14

By Stevie Duffin Updated on 1/21/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

The beginning of this month showed an 11.9% increase in mortgage applications, a relative comeback after a 12-year low during the New Year holiday week. Refinance applications fell 1% to 62% of all mortgage applications in the same week - the lowest since September. 

Data last week showed continued moderate growth in the retail sector, which accounts for about 70% of economic activity. Investors will keep their eye on this progress to monitor economic vitality.

The Fed will keep a close eye on upcoming data to support further changes in monetary policy. Two weeks of holidays brought momentary stability in the market place, but expect fluctuation and a steady climb in interest rates as we near the January 29 FOMC meeting. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000

3.532%

APR
30 Year Fixed
3.375% Rate $884/mo
  • Updated October 18, 2017
  • Professional service
  • Top customer service ratings and reviews
  • Quick closing on purchase and refinance

3.552%

APR
30 Year Fixed
3.375% Rate $884/mo
  • Updated October 18, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

3.896%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated October 18, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 18, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 18, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.925%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 18, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.125%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 18, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 18, 2017
  • A+ Rating with the Better Business Bureau

3.890%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.816%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The perfect home loan is waiting for you.

3.993%

APR
30 Year Fixed
3.990% Rate $954/mo
  • Updated October 18, 2017
  • Online Quote with NO Personal Information Required in 10 Seconds or Less!

4.161%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated October 18, 2017
  • Direct Lender. $1,000 On-Time Closing Guarantee. A+BBB Rating.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated October 18, 2017
  • Save when you borrow from PenFed!

30-year (FRM) rates at 4.39% (-0.03). 

15-year (FRM) rates at 3.45% (-0.02). 

FHA 30-Year Fixed rates held at 4.25%. 

Jumbo 30 Year Fixed rates at 4.66%.

5/1 Year (ARM) rates at 3.54% (-0.15). 

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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