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Mortgage Rates 1-23-14

By Stevie Duffin Updated on 1/23/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

The National Association of Realtors reported that last month showed disappointing home sales - a 4.2% slump since October. December 2013's numbers were also lower than those of December 2012.

However, 2013 on the whole not only showed an overall improvement in home sales over 2012 (by 9.1%), it was the most robust year since the halcyon days of 2006. NAR economists are confident that the housing market is still fleshing out for a healthy recovery. 

New borrower data showed that buyers in December 2013 had credit scores on average 21% lower than their December 2012 counterparts; the exact figures are 727 and 748, respectively. 

The Fed will keep a close eye on upcoming data to support further changes in monetary policy. Two weeks of holidays brought momentary stability in the market place, but expect fluctuation and a steady climb in interest rates as we near the January 29 FOMC meeting. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000

2.953%

APR
30 Year Fixed
2.940% Rate $837/mo
  • Updated April 13, 2021
  • We are client-first by being employee-first

3.380%

APR
30 Year Fixed
3.375% Rate $885/mo
  • Updated April 13, 2021
  • Instant Mortgage Rate Quote 30 Seconds could save you thousands!

3.047%

APR
30 Year Fixed
2.999% Rate $844/mo
  • Updated April 13, 2021
  • A Better Type of Home Lending

3.107%

APR
30 Year Fixed
2.999% Rate $844/mo
  • Updated April 13, 2021
  • Mortgages for everything that matters

2.883%

APR
30 Year Fixed
2.875% Rate $830/mo
  • Updated April 13, 2021
  • Internet direct lender since 1998. View rates & fees, apply/lock online 24/7

3.193%

APR
30 Year Fixed
3.125% Rate $857/mo
  • HighTechLending is Here To Help

3.171%

APR
30 Year Fixed
3.125% Rate $857/mo
  • Updated April 13, 2021
  • Direct Lender. Billions Funded.

3.314%

APR
30 Year Fixed
3.250% Rate $871/mo
  • Updated April 13, 2021
  • How Low Will Your Payment Be?

3.250%

APR
30 Year Fixed
3.250% Rate $871/mo
  • Updated April 13, 2021
  • Online Quote with NO Personal Information Required in 10 Seconds or Less!

30-year (FRM) rates at 4.50% (+0.02). 

15-year (FRM) rates at 3.52% (+0.02). 

FHA 30-Year Fixed rates held at 4.25%. 

Jumbo 30 Year Fixed rates at 4.38% (+0.02).

5/1 Year (ARM) rates at 3.23% (-0.02). 

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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