Forgotten Your Password?

Need to Register?

Mortgage Rates 1-23-14

By Stevie Duffin Updated on 1/24/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

The National Association of Realtors reported that last month showed disappointing home sales - a 4.2% slump since October. December 2013's numbers were also lower than those of December 2012.

However, 2013 on the whole not only showed an overall improvement in home sales over 2012 (by 9.1%), it was the most robust year since the halcyon days of 2006. NAR economists are confident that the housing market is still fleshing out for a healthy recovery. 

New borrower data showed that buyers in December 2013 had credit scores on average 21% lower than their December 2012 counterparts; the exact figures are 727 and 748, respectively. 

The Fed will keep a close eye on upcoming data to support further changes in monetary policy. Two weeks of holidays brought momentary stability in the market place, but expect fluctuation and a steady climb in interest rates as we near the January 29 FOMC meeting. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000

5.172%

APR
30 Year Fixed
5.125% Rate $1,089/mo
  • Updated November 21, 2018
  • Welcome to Flagstar’s new online mortgage experience!

4.789%

APR
30 Year Fixed
4.750% Rate $1,044/mo
  • Excellent Service, Great Rates and Convenience

4.753%

APR
30 Year Fixed
4.625% Rate $1,029/mo
  • Updated November 21, 2018
  • Save when you borrow from PenFed!

5.034%

APR
30 Year Fixed
5.000% Rate $1,074/mo
  • Updated November 21, 2018
  • Close fast with very low rates! Our overhead is low and we pass the savings on to you!
  • No scripts or call menus, call us and reach a licensed loan officer for expert assistance!
  • A+ BBB Rating and fantastic customer reviews!

4.988%

APR
30 Year Fixed
4.750% Rate $1,043/mo
  • Updated November 21, 2018
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

5.301%

APR
30 Year Fixed
5.250% Rate $1,105/mo
  • Updated November 21, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

5.375%

APR
30 Year Fixed
5.375% Rate $1,120/mo
  • Updated November 21, 2018
  • Refinance Your Home With Little to No Equity
  • 100% Online Lender - Fast and Easy Process
  • Learn about the loanDepot Lifetime Guarantee

30-year (FRM) rates at 4.47% (-0.03). 

15-year (FRM) rates at 3.49% (-0.03). 

FHA 30-Year Fixed rates held at 4.25%. 

Jumbo 30 Year Fixed rates at 4.35% (-0.03).

5/1 Year (ARM) rates at 3.21% (-0.02). 

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

Didn't find the answer you wanted? Ask one of your own.

Get an answer

Related Articles

Subscribe to our news feed.