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Mortgage Rates 1-29-14

By Stevie Duffin Updated on 1/29/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

Today marks the last for Ben Bernanke's Chair term of the Federal Reserve - the FOMC will release their monetary policy report at 2:00PM ET at the conclusion of the current Federal Open Market Committee. The mortgage industry is likely holding its breath awaiting the Fed's announcement of the decision to reduce its bond buying by another $10 billion, or not. 

Last night President Obama gave his 2013 State of the Union Address and cited housing briefly, commenting on the increasing health of the real estate and stock markets, and urging policymakers to send him "legislation that protects taxpayers from footing the bill for a housing crisis ever again, and keeps the dream of homeownership alive for future generations of Americans."

Recap: The Durable Goods report came back less than impressive for December - 4.3% under, as opposed to the expected 2.1% boost. Mortgage bonds bounced back to nearly unchanged levels since yesterday. Consumer Confidence, on the other hand, is sitting pretty - the index rating is up to 80.7, an improvement from the 77.5 reported in December. While the 80.7 pales in comparison to the triple digit ratings of pre-downturn 2007, it comes with promise that buyers are feeling more primed to buy. 

Bookmark this page for daily mortgage interest rates and market updates. 

Displaying rates for Mortgage Refinance in CA for $200,000


30 Year Fixed
4.990% Rate $1,073/mo
  • Updated October 15, 2018
  • Welcome to Flagstar’s new online mortgage experience!


30 Year Fixed
4.750% Rate $1,044/mo
  • Updated October 15, 2018
  • Save when you borrow from PenFed!


30 Year Fixed
5.125% Rate $1,089/mo
  • Updated October 15, 2018
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.


30 Year Fixed
5.375% Rate $1,120/mo
  • Updated October 15, 2018
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

30-year (FRM) rates at 4.49% (+0.02). 

15-year (FRM) rates at 3.50% (+0.01). 

FHA 30-Year Fixed rates at 4.24%. (+0.04).

Jumbo 30 Year Fixed rates at 4.38% (+0.03).

5/1 ARM rates at 3.21% (no change).

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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