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Mortgage Rates 1-29-14

By Stevie Duffin Updated on 1/29/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

Today marks the last for Ben Bernanke's Chair term of the Federal Reserve - the FOMC will release their monetary policy report at 2:00PM ET at the conclusion of the current Federal Open Market Committee. The mortgage industry is likely holding its breath awaiting the Fed's announcement of the decision to reduce its bond buying by another $10 billion, or not. 

Last night President Obama gave his 2013 State of the Union Address and cited housing briefly, commenting on the increasing health of the real estate and stock markets, and urging policymakers to send him "legislation that protects taxpayers from footing the bill for a housing crisis ever again, and keeps the dream of homeownership alive for future generations of Americans."

Recap: The Durable Goods report came back less than impressive for December - 4.3% under, as opposed to the expected 2.1% boost. Mortgage bonds bounced back to nearly unchanged levels since yesterday. Consumer Confidence, on the other hand, is sitting pretty - the index rating is up to 80.7, an improvement from the 77.5 reported in December. While the 80.7 pales in comparison to the triple digit ratings of pre-downturn 2007, it comes with promise that buyers are feeling more primed to buy. 

Bookmark this page for daily mortgage interest rates and market updates. 

Displaying rates for Mortgage Refinance in CA for $200,000

4.304%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated December 10, 2017
  • A+ Rating with the Better Business Bureau

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated December 10, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated December 10, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 10, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated December 10, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.678%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated December 10, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

30-year (FRM) rates at 4.49% (+0.02). 

15-year (FRM) rates at 3.50% (+0.01). 

FHA 30-Year Fixed rates at 4.24%. (+0.04).

Jumbo 30 Year Fixed rates at 4.38% (+0.03).

5/1 ARM rates at 3.21% (no change).

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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