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Mortgage Rates 1-30-14

By Stevie Duffin Updated on 1/30/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

The conclusion of yesterday's FOMC meeting came with news that the Fed will continue to taper their QE bond buying program by another $10 billion every month. 

Two market moving reports were due out today: GDP and the Department of Labor's unemployment update. GDP is on the steady rise and is reported to have grown by 3.2% in Q4 2013. Economists attribute GDP health to robust household spending, but speculate that stationary wage in 2014 could reverse the progress.

Recap: The Durable Goods report came back less than impressive for December - 4.3% under, as opposed to the expected 2.1% boost. Mortgage bonds bounced back to nearly unchanged levels since yesterday. Consumer Confidence, on the other hand, is sitting pretty - the index rating is up to 80.7, an improvement from the 77.5 reported in December. While the 80.7 pales in comparison to the triple digit ratings of pre-downturn 2007, it comes with promise that buyers are feeling more primed to buy. 

Bookmark this page for daily mortgage interest rates and market updates. 

Displaying rates for Mortgage Refinance in CA for $200,000

4.315%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated December 17, 2017
  • A+ Rating with the Better Business Bureau

3.893%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.776%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated December 17, 2017
  • The perfect home loan is waiting for you.

3.832%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated December 17, 2017
  • Save when you borrow from PenFed!

4.020%

APR
30 Year Fixed
3.750% Rate $926/mo
  • Updated December 17, 2017
  • Quickly apply online now right from your mobile or tablet
  • See if you qualify from the comforts of home
  • We provide VA, FHA, and Conventional loans

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated December 17, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated December 17, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated December 17, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated December 17, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

3.678%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated December 17, 2017
  • Convenient digital mortgage
  • These great rates reflect the savings you get when you apply online
  • Avoid paperwork and close your loan fast. NMLS#1349168

30-year (FRM) rates at 4.40% (-0.09). 

15-year (FRM) rates at 3.43% (-0.07). 

FHA 30-Year Fixed rates at 4.00%. (-0.24).

Jumbo 30 Year Fixed rates at 4.31% (-0.07).

5/1 ARM rates at 3.25% (+0.04).

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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