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Mortgage Rates 1-9-14

By Stevie Duffin Updated on 1/9/2014

What will mortgage interest rates do tomorrow? The mortgage market should resist change or lead to an increase in interest rates tomorrow, according to mortgage professionals voting on our daily poll. However, this week will provide a few market moving economic reports. Today Fed Chairwoman-designate Janet Yellen said she predicts greater housing market recovery for 2014 as well as GDP growth, up to 3%. She added that slow moving inflation will likely reach the 2% mark, which is the Federal Reserve's target. This activity, if realized, would ultimately lead to higher mortgage interest rates.

The most influential report comes Friday in the the form of a Non-Farm Payroll report. The Fed will keep a close eye on upcoming data to support further changes in monetary policy. Two weeks of holidays brought momentary stability in the market place, but expect fluctuation and a steady climb in interest rates as we near the January 29 FOMC meeting. Bookmark this page for daily mortgage news and your rate update.  

Displaying rates for Mortgage Refinance in CA for $200,000

3.653%

APR
30 Year Fixed
3.625% Rate $913/mo
  • Updated August 20, 2017
  • A smarter way to refinance with low rates & convenience of digital mortgage.

3.803%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated August 20, 2017
  • Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!

3.769%

APR
30 Year Fixed
3.750% Rate $927/mo
  • The best mortgage engine online live 24/7

4.200%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 20, 2017
  • A+ Rating with the Better Business Bureau

3.808%

APR
30 Year Fixed
3.625% Rate $912/mo
  • Updated August 20, 2017
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and an estimate of fees
  • $1,000 Best Rate Guarantee

4.343%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated August 20, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.217%

APR
30 Year Fixed
4.125% Rate $970/mo
  • Updated August 20, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

30-year (FRM) rates rose by 0.03 to 4.62%. The 52-week high is 4.85%.

15-year (FRM) rates rose by by 0.03 to 3.64%. The 52-week high is 3.90%.

FHA 30-Year Fixed rates stabilized at 4.25%. The 52-week high is 4.60%.

Jumbo 30 Year Fixed rates rose by 0.03 to 4.55%. The 52-week high is 4.79%.

5/1 Year (ARM) rates held at 3.25%. The 52-week high is 3.37%.

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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