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Mortgage Rates 2-7-14

By Stevie Duffin Updated on 2/7/2014

What will mortgage interest rates do tomorrow? Rates should stay the same, according to mortgage professionals voting on our daily poll.

The January Jobs Report data was well below expectations this morning, rounding off at 113K new jobs added rather than the projected 175K. Unemployment fell from 6.7% to 6.6%, but the labor force participation rate remains at only 63%, a 35 year low.

Recap: Q4 of 2013 had the highest productivity rating since the latter half of 2009 2009, following the trend of Q3. This is not attritbuted to new hires, given the current state of the workforce and economy, but likely employers expecting more out of current employees. Jobless Claims are down by 30K in the latest week, bringing the total to 331K. This is below the 335K expected. However, these numbers are still high and indicative of labor market struggle. 

Bookmark this page for daily mortgage interest rates and market updates. 

Displaying rates for Mortgage Refinance in CA for $200,000

4.022%

APR
30 Year Fixed
3.875% Rate $940/mo
  • Updated October 21, 2017
  • Get a free and no obligation rate quote in California.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.050%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 21, 2017
  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #4130574
  • Apply Online. Quick Prequalification.

4.469%

APR
30 Year Fixed
4.375% Rate $999/mo
  • Updated October 21, 2017
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.250%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 21, 2017
  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days

4.273%

APR
30 Year Fixed
4.180% Rate $976/mo
  • Updated October 21, 2017
  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.325%

APR
30 Year Fixed
4.250% Rate $984/mo
  • Updated October 21, 2017
  • A+ Rating with the Better Business Bureau

3.906%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Low mortgage rates and an easy application process.

3.827%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated October 21, 2017
  • The perfect home loan is waiting for you.

3.957%

APR
30 Year Fixed
3.875% Rate $941/mo
  • Updated October 21, 2017
  • Save when you borrow from PenFed!

30 year (FRM) rates at 4.38% (+0.05). 

15 year (FRM) rates at 3.41% (+0.04). 

FHA 30 year Fixed rates at 4.00%. (+0.25).

Jumbo 30 year Fixed rates at 4.28% (+0.03).

5/1 ARM rates at 3.24% (+0.02).

About The Author:
Stevie Duffin
Stevie is the Senior Editor at Lender411. She manages the site's Authorship Program and social media pages. Stevie graduated from UC Santa Barbara with a BS. Contact her: stevie@lender411com.

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